|NEIGHBORING COUNTY||Uninsured Adults|
Compared to the New Jersey state-average of 11 percent uninsured adults, Gloucester County’s 7 percent is significantly lower. It is also the leader among the neighbors, while. Cumberland County has the highest percentage of uninsured adults, followed by Atlantic County.
Passaic County County records the highest uninsured adult rate statewide, at 17%, while the lowest rate of uninsured residents is in Hunterdon County, with 6%.
At least 4 health insurance companies offer affordable and frequently subsidized ACA health insurance to the residents of Gloucester County, on and off the state-operated New Jersey’s official health insurance marketplace.
|Health Factors||% of Population|
|Adults who smoke||17%|
|Higher than average alcohol consumption||19%|
|Lack sufficient sleep||39%|
In addition, around 26% of Gloucester County’s population are physically inactive, which is one of the reasons why over 34% of the adult residents have obesity (with a BMI of 30 or more).
|NEIGHBORING COUNTY||Obesity Rate|
In 2022, 58,891 Gloucester County residents were enrolled in Medicare.
|MEDICARE PLAN TYPE||Usage Among Eligible Users|
|Original Medicare Part A and Part B||52%|
|Medicare Advantage and Other Health Plan Part A and Part B Beneficiaries||38%|
|Medicare Part D (Medigap)||88%|
|Medicare Advantage Prescription Drug Plan||59%|
Gloucester County’s roadways are home to around 202,327 locally-registered business and private vehicles. This is equivalent to over 3% of all vehicles registered in New Jersey state.
An estimated 82 percent of adults in Gloucester County drive to and from their work alone, and around 48 percent of those travels last longer than 30 minutes each way.
Vehicular accidents in Gloucester County statistically result in deaths at a rate of 10 per 100 thousand vehicles on the road: Approximately 21% of motor vehicle fatalities in Gloucester County are caused by alcohol-impaired driving.
Per the New Jersey Department of Transportation (NJDOT), in 2020, there were 6,022 crashes recorded in Gloucester County, and according to the New Jersey State Police (NJSP), 33 of those incidents were fatal incidents that led to 35 casualties.
|Approximately 202 thousand vehicles registered in Gloucester County need insurance coverage
Auto Insurance Required in Gloucester County
|Liability Coverage||Pays damages for causing the accident|
|Personal Injury Protection (PIP)||Pays your and your passenger's medical expenses|
|Uninsured Motorist Coverage||Protects the insured in an accident with uninsured or underinsured vehicle|
Most of Gloucester County’s estimated 116 thousand residences are owner-occupied, with just 20% offered for rent. Among its neighbors, Gloucester County has the highest proportion of owner-occupied homes, while Camden County and Cumberland County have the most rental properties.
Across the state of New Jersey, Hudson County leads in the percentage of residences for rent, around 68%, while the lowest tenancy is found in Hunterdon County, with just 16%.
≈15 percent of residences in Gloucester County experience problems with housing, overcrowding, poor plumbing, and issues with the kitchen. In over 13 percent of homes, residents spend more than half of their earnings on housing.
|Around 116 thousand housing units in Gloucester County need insurance coverage:|
|≈ 93,000 Homeowner
|HOMEOWNERS Insurance||At a minimum, all owners of residential properties should have property insurance to protect the underlying financial investment from possible loss or damage.|
|COMMERCIAL PROPERTY Insurance (for multi-unit properties)|
|MANUFACTURED HOME Insurance|
|≈ 23,000 Rental Units||LANDLORDS Insurance||Landlords obtain insurance which covers the property itself and from the possible liability claims arising from the tenants and their guests.
If you rent out your home, basic homeowners insurance is not enough.
|RENTERS Insurance in Washington Township||Tenants buy renters insurance coverage to protect their belongings from possible damage or loss while residing in a rented space. Average renters’ insurance is inexpensive and usually covers the tenant's property from theft and damages caused by fire, smoke, water, and vandalism.
Most landlords in Gloucester County require Renters insurance as a condition of the lease.
|Largest Job-Creating Sectors in Gloucester County|
|Health Care and Social Assistance|
Gloucester County is home to more than 6 thousand business establishments, each with varying commercial insurance needs.
|NEIGHBORING COUNTY||Average Life Expectancy|
In Gloucester County, residents have an average life expectancy of 77.2 years old. This is below the New Jersey State average of 79.5 but is the highest compared with its neighbors: Salem County has the lowest average lifespan not only among the neighbors but across all of New Jersey as well. The longest life expectancy in the state is in Hunterdon County, at around 83.2 years old.
In 2022, there were approximately 49,000 seniors (65 and older) residing in Gloucester County.
Gloucester County has an average funeral price of around $5,500, which is below the NJ state average of $6,900. Among the neighboring counties, Camden County has the highest average cost for a funeral ($7,100), while the least expensive, not just in the area but also across New Jersey is in Salem County, averaging $5,300.
Statewide, Cape May County has the highest average price for a funeral, more or less $8,300.
|Typical Use||Life Insurance Policy Type|
(Death Benefit of up to $50,000)
|Final Expense Insurance|
|Death benefit of over $50,000 - $500,000 at the lowest cost||Term Life|
|Lifelong protection, Retirement Planning, Living Benefits, Cash Value accumulation, Tax-free access to CV, and Death Benefit||Indexed Universal Life (IUL)|