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Health Statistics and Analysis - Gloucester County

Gloucester County 7%
Atlantic County 13%
Camden County 10%
Cumberland County 15%
Salem County 10%

Compared to the New Jersey state-average of 11 percent uninsured adults, Gloucester County’s 7 percent is significantly lower. It is also the leader among the neighbors, while. Cumberland County has the highest percentage of uninsured adults, followed by Atlantic County.

Passaic County County records the highest uninsured adult rate statewide, at 17%, while the lowest rate of uninsured residents is in Hunterdon County, with 6%.

At least 4 health insurance companies offer affordable and frequently subsidized ACA health insurance to the residents of Gloucester County, on and off the state-operated New Jersey’s official health insurance marketplace.

Health Problems

Around 15% of adults in Gloucester County report problems with health:

Health Factors % of Population
Adults who smoke 17%
Higher than average alcohol consumption 19%
Lack sufficient sleep 39%

In addition, around 26% of Gloucester County’s population are physically inactive, which is one of the reasons why over 34% of the adult residents have obesity (with a BMI of 30 or more).

Gloucester County’s obesity rate is higher than the New Jersey average of 26%, and is also true for its neighboring counties:

Gloucester County 34%
Atlantic County 30%
Camden County 29%
Cumberland County 40%
Salem County 31%
State Average 26%


In 2022, 58,891 Gloucester County residents were enrolled in Medicare.

Gloucester County Medicare Utilization:

MEDICARE PLAN TYPE Usage Among Eligible Users
Original Medicare 62%
Medicare Advantage 38%
Original Medicare Part A and Part B 52%
Medicare Advantage and Other Health Plan Part A and Part B Beneficiaries 38%
Medicare Part D (Medigap) 88%
Medicare Advantage Prescription Drug Plan 59%
Source: Data.CMS.gov

Health Insurance Analysis

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Driving Statistics and Analysis - Gloucester County

Gloucester County’s roadways are home to around 202,327 locally-registered business and private vehicles. This is equivalent to over 3% of all vehicles registered in New Jersey state.

An estimated 82 percent of adults in Gloucester County drive to and from their work alone, and around 48 percent of those travels last longer than 30 minutes each way.

Motor Vehicle Crashes in Gloucester County

Vehicular accidents in Gloucester County statistically result in deaths at a rate of 10 per 100 thousand vehicles on the road: Approximately 21% of motor vehicle fatalities in Gloucester County are caused by alcohol-impaired driving.

Per the New Jersey Department of Transportation (NJDOT), in 2020, there were 6,022 crashes recorded in Gloucester County, and according to the New Jersey State Police (NJSP), 33 of those incidents were fatal incidents that led to 35 casualties.

Gloucester County - Auto Insurance Analysis

Approximately 202 thousand vehicles registered in Gloucester County need insurance coverage

Auto Insurance Required in Gloucester County

Liability Coverage Pays damages for causing the accident
Personal Injury Protection (PIP) Pays your and your passenger's medical expenses
Uninsured Motorist Coverage Protects the insured in an accident with uninsured or underinsured vehicle
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Residential Property Statistics and Analysis - Gloucester County

Gloucester County 80% 20%
Atlantic County 67% 33%
Camden County 66% 34%
Cumberland County 66% 34%
Salem County 69% 31%
State Average 64% 36%

Most of Gloucester County’s estimated 116 thousand residences are owner-occupied, with just 20% offered for rent. Among its neighbors, Gloucester County has the highest proportion of owner-occupied homes, while Camden County and Cumberland County have the most rental properties.

Across the state of New Jersey, Hudson County leads in the percentage of residences for rent, around 68%, while the lowest tenancy is found in Hunterdon County, with just 16%.

≈15 percent of residences in Gloucester County experience problems with housing, overcrowding, poor plumbing, and issues with the kitchen. In over 13 percent of homes, residents spend more than half of their earnings on housing.

Gloucester County Housing Insurance Analysis

Around 116 thousand housing units in Gloucester County need insurance coverage:
≈ 93,000 Homeowner

Occupied Dwellings

HOMEOWNERS Insurance At a minimum, all owners of residential properties should have property insurance to protect the underlying financial investment from possible loss or damage.
CONDO Insurance
COMMERCIAL PROPERTY Insurance (for multi-unit properties)
≈ 23,000 Rental Units LANDLORDS Insurance Landlords obtain insurance which covers the property itself and from the possible liability claims arising from the tenants and their guests.

If you rent out your home, basic homeowners insurance is not enough.

RENTERS Insurance in Washington Township Tenants buy renters insurance coverage to protect their belongings from possible damage or loss while residing in a rented space. Average renters’ insurance is inexpensive and usually covers the tenant's property from theft and damages caused by fire, smoke, water, and vandalism.

Most landlords in Gloucester County require Renters insurance as a condition of the lease.

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Commerce and Insurance in Gloucester County

Largest Job-Creating Sectors in Gloucester County
Health Care and Social Assistance
Educational Services
Retail Trade

Gloucester County is home to more than 6 thousand business establishments, each with varying commercial insurance needs.

Commercial Insurance Analysis

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End of Life Statistics and Analysis - Gloucester County

NEIGHBORING COUNTY Average Life Expectancy
Gloucester County 77.2
Atlantic County 76.7
Camden County 76.7
Cumberland County 74.6
Salem County 74.0

In Gloucester County, residents have an average life expectancy of 77.2 years old. This is below the New Jersey State average of 79.5 but is the highest compared with its neighbors: Salem County has the lowest average lifespan not only among the neighbors but across all of New Jersey as well. The longest life expectancy in the state is in Hunterdon County, at around 83.2 years old.

In 2022, there were approximately 49,000 seniors (65 and older) residing in Gloucester County.

Life Insurance Facts

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Funeral Expenses Statistics and Analysis in Gloucester County

Gloucester County has an average funeral price of around $5,500, which is below the NJ state average of $6,900. Among the neighboring counties, Camden County has the highest average cost for a funeral ($7,100), while the least expensive, not just in the area but also across New Jersey is in Salem County, averaging $5,300.

Statewide, Cape May County has the highest average price for a funeral, more or less $8,300.

Life Insurance Analysis

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Most Common Life Insurance in Gloucester County

Typical Use Life Insurance Policy Type
Burial Insurance

(Death Benefit of up to $50,000)

Term Life
Final Expense Insurance
Death benefit of over $50,000 - $500,000 at the lowest cost Term Life
Lifelong protection, Retirement Planning, Living Benefits, Cash Value accumulation, Tax-free access to CV, and Death Benefit Indexed Universal Life (IUL)