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Health Statistics and Analysis - Camden County

Camden County 10%
Atlantic County 13%
Burlington County 7%
Gloucester County 7%

An estimated 1 out of 10 adults in Camden County do not have proper health insurance coverage — which is similar to the New Jersey State average of 11%. Among its neighboring counties, the highest uninsured rate is observed in Atlantic County, while Gloucester County has the lowest percentage of residents lacking proper health insurance coverage at under 7%.

Across New Jersey, Passaic County has the highest uninsured rate (17%), while Hunterdon County has the lowest figure, with only 6% of adults uninsured, leaving the rest of the population with proper health insurance coverage.

At least 4 health insurance companies offer affordable and frequently subsidized ACA health insurance to the residents of Camden County, on and off the state-operated New Jersey’s official health insurance marketplace.

Health Problems

Over 18% of adults in Camden County report problems with health:

Health Factors % of Population
Adults who smoke 18%
Higher than average alcohol consumption 17%
Lack sufficient sleep 42%

Physical inactivity of around 30% of the residents in Camden County is a contributing factor as to why 29% of the adult residents in the county are considered obese (with a BMI of 30 or more).

Camden County’s obesity rate is higher than the New Jersey average:

Camden County 29%
Atlantic County 30%
Burlington County 30%
Gloucester County 34%
State Average 26%


In 2022, 98,375 Camden County residents were enrolled in Medicare.

Camden County Medicare Utilization:

MEDICARE PLAN TYPE Usage Among Eligible Users
Original Medicare 60%
Medicare Advantage 40%
Original Medicare Part A and Part B 49%
Medicare Advantage and Other Health Plan Part A and Part B Beneficiaries 40%
Medicare Part D (Medigap) 83%
Medicare Advantage Prescription Drug Plan 71%
Source: Data.CMS.gov

Health Insurance Analysis

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Driving Statistics and Analysis - Camden County

In 2022, there were approximately 346,940 locally registered motor vehicles in Camden County, which comprised nearly 6% of all the vehicles in the State of New Jersey.

About three-quarters of Camden County’s adult drivers commute by themselves to and from their workplace and more than 41% of those drivers are behind the wheel for more than an hour each day.

Motor Vehicle Crashes in Camden County

Motor vehicle fatalities in Camden County statistically occur at a rate of 9 per 100,000 vehicles on the road. More than 1 in 5 motor vehicle fatalities in Camden County are caused by alcohol-impaired driving.

Per the New Jersey Department of Transportation (NJDOT), in 2020, there were 11,002 crashes recorded in Camden County, and according to the New Jersey State Police (NJSP), 36 of those incidents were fatal incidents that led to 38 deaths.

Camden County - Auto Insurance Analysis

Nearly 350 thousand vehicles registered in Camden County need insurance coverage

Auto Insurance Required in Camden County

Liability Coverage Pays damages for causing the accident
Personal Injury Protection (PIP) Pays your and your passenger's medical expenses
Uninsured Motorist Coverage Protects the insured in an accident with uninsured or underinsured vehicle
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Residential Property Statistics and Analysis - Camden County

Camden County 66% 34%
Atlantic County 67% 33%
Burlington County 75% 25%
Gloucester County 80% 20%
State Average 64% 36%

In 2022, there were around 207,760 residential properties in Camden County. These homes are mostly homeowner-occupied, while the remaining residential units are occupied by renters. Among its adjacent counties, Camden County has the lowest rate of homeowner-occupied units, while Gloucester County has the highest proportion of residents living in their own homes, followed by Burlington County.

In New Jersey, the highest rate of owner-occupied homes is observed in Hunterdon County (≈84%), while Hudson County has the most rental units (≈68%).

Nearly 1 in 5 housing units in Camden County experiences housing problems, overcrowding, substandard plumbing, or kitchen issues. In 17% of homes, residents spend more than 50% of their income on housing.

Camden County Housing Insurance Analysis

Nearly 208 thousand housing units in Camden County need insurance coverage:
≈ 136,000 Homeowner

Occupied Dwellings

HOMEOWNERS Insurance At a minimum, all owners of residential properties should have property insurance to protect the underlying financial investment from possible loss or damage.
CONDO Insurance
COMMERCIAL PROPERTY Insurance (for multi-unit properties)
≈ 72,000 Rental Units LANDLORDS Insurance Landlords obtain insurance which covers the property itself and from the possible liability claims arising from the tenants and their guests.

If you rent out your home, basic homeowners insurance is not enough.

RENTERS Insurance in Camden City Tenants buy renters insurance coverage to protect their belongings from possible damage or loss while residing in a rented space. Average renters’ insurance is inexpensive and usually covers the tenant's property from theft and damages caused by fire, smoke, water, and vandalism.

Most landlords in Camden County require Renters insurance as a condition of the lease.

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Commerce and Insurance in Camden County

Largest Job-Creating Sectors in Camden County
Health Care and Social Assistance
Retail Trade
Educational Services

Camden County is home to over 11 thousand business establishments, each with varying commercial insurance needs.

Commercial Insurance Analysis

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End of Life Statistics and Analysis - Camden County

NEIGHBORING COUNTY Average Life Expectancy
Camden County 76.7
Atlantic County 76.7
Burlington County 79.1
Gloucester County 77.2

Residents of Camden County have an average lifespan of around 76.7 years old, which is the shortest figure in the region, tied with Atlantic County. Compared to its neighbors, Burlington County has the longest average life expectancy, which is closer to New Jersey’s average lifespan of 79.5 years.

Hunterdon County records the longest average life expectancy at 82.3 years in the entire state. Meanwhile, Salem County has the shortest average life span (74 years).

In 2022, there were approximately 83,000 seniors (65 and older) residing in Camden County.

Life Insurance Facts

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Funeral Expenses Statistics and Analysis in Camden County

Funeral homes in New Jersey charge, on average, $6,900 for traditional burial services. In Camden County, the average funeral expenses cost around $7,100, which is higher than the state average and is the most expensive among its neighboring counties. In contrast, funeral homes in Burlington County and Gloucester County charge roughly $6,900 and $5,500, respectively; the latter being the least expensive in the region.

Statewide, the most expensive average funeral cost is observed in Cape May County at $8,300, while Salem County funeral homes typically offer the most cost-effective burial services at closer to $5,300.

Life Insurance Analysis

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Most Common Life Insurance in Camden County

Typical Use Life Insurance Policy Type
Burial Insurance

(Death Benefit of up to $50,000)

Term Life
Final Expense Insurance
Death benefit of over $50,000 - $500,000 at the lowest cost Term Life
Lifelong protection, Retirement Planning, Living Benefits, Cash Value accumulation, Tax-free access to CV, and Death Benefit Indexed Universal Life (IUL)