CAMDEN COUNTY
Health Statistics and Analysis - Camden County
| NEIGHBORING COUNTY | Uninsured Adults |
| Camden County | 10% |
| Atlantic County | 13% |
| Burlington County | 7% |
| Gloucester County | 7% |
An estimated 1 out of 10 adults in Camden County do not have proper health insurance coverage — which is similar to the New Jersey State average of 11%. Among its neighboring counties, the highest uninsured rate is observed in Atlantic County, while Gloucester County has the lowest percentage of residents lacking proper health insurance coverage at under 7%.
Across New Jersey, Passaic County has the highest uninsured rate (17%), while Hunterdon County has the lowest figure, with only 6% of adults uninsured, leaving the rest of the population with proper health insurance coverage.
At least 4 health insurance companies offer affordable and frequently subsidized ACA health insurance to the residents of Camden County, on and off the state-operated New Jersey’s official health insurance marketplace.
Health Problems
Over 18% of adults in Camden County report problems with health:
| Health Factors | % of Population |
| Adults who smoke | 18% |
| Higher than average alcohol consumption | 17% |
| Lack sufficient sleep | 42% |
Physical inactivity of around 30% of the residents in Camden County is a contributing factor as to why 29% of the adult residents in the county are considered obese (with a BMI of 30 or more).
Camden County’s obesity rate is higher than the New Jersey average:
| NEIGHBORING COUNTY | Obesity Rate |
| Camden County | 29% |
| Atlantic County | 30% |
| Burlington County | 30% |
| Gloucester County | 34% |
| State Average | 26% |
Medicare
In 2022, 98,375 Camden County residents were enrolled in Medicare.
Camden County Medicare Utilization:
| MEDICARE PLAN TYPE | Usage Among Eligible Users |
| Original Medicare | 60% |
| Medicare Advantage | 40% |
| Original Medicare Part A and Part B | 49% |
| Medicare Advantage and Other Health Plan Part A and Part B Beneficiaries | 40% |
| Medicare Part D (Medigap) | 83% |
| Medicare Advantage Prescription Drug Plan | 71% |
| Source: Data.CMS.gov | |
Health Insurance Analysis
Driving Statistics and Analysis - Camden County
In 2022, there were approximately 346,940 locally registered motor vehicles in Camden County, which comprised nearly 6% of all the vehicles in the State of New Jersey.
About three-quarters of Camden County’s adult drivers commute by themselves to and from their workplace and more than 41% of those drivers are behind the wheel for more than an hour each day.
Motor Vehicle Crashes in Camden County
Motor vehicle fatalities in Camden County statistically occur at a rate of 9 per 100,000 vehicles on the road. More than 1 in 5 motor vehicle fatalities in Camden County are caused by alcohol-impaired driving.
Per the New Jersey Department of Transportation (NJDOT), in 2020, there were 11,002 crashes recorded in Camden County, and according to the New Jersey State Police (NJSP), 36 of those incidents were fatal incidents that led to 38 deaths.
Camden County - Auto Insurance Analysis
| Nearly 350 thousand vehicles registered in Camden County need insurance coverage
Auto Insurance Required in Camden County |
|
| Liability Coverage | Pays damages for causing the accident |
| Personal Injury Protection (PIP) | Pays your and your passenger's medical expenses |
| Uninsured Motorist Coverage | Protects the insured in an accident with uninsured or underinsured vehicle |
Residential Property Statistics and Analysis - Camden County
| NEIGHBORING COUNTY | Homeowners | Renters |
| Camden County | 66% | 34% |
| Atlantic County | 67% | 33% |
| Burlington County | 75% | 25% |
| Gloucester County | 80% | 20% |
| State Average | 64% | 36% |
In 2022, there were around 207,760 residential properties in Camden County. These homes are mostly homeowner-occupied, while the remaining residential units are occupied by renters. Among its adjacent counties, Camden County has the lowest rate of homeowner-occupied units, while Gloucester County has the highest proportion of residents living in their own homes, followed by Burlington County.
In New Jersey, the highest rate of owner-occupied homes is observed in Hunterdon County (≈84%), while Hudson County has the most rental units (≈68%).
Nearly 1 in 5 housing units in Camden County experiences housing problems, overcrowding, substandard plumbing, or kitchen issues. In 17% of homes, residents spend more than 50% of their income on housing.
Camden County Housing Insurance Analysis
| Nearly 208 thousand housing units in Camden County need insurance coverage: | ||
| ≈ 136,000 Homeowner
Occupied Dwellings |
HOMEOWNERS Insurance | At a minimum, all owners of residential properties should have property insurance to protect the underlying financial investment from possible loss or damage. |
| CONDO Insurance | ||
| COMMERCIAL PROPERTY Insurance (for multi-unit properties) | ||
| MANUFACTURED HOME Insurance | ||
| ≈ 72,000 Rental Units | LANDLORDS Insurance | Landlords obtain insurance which covers the property itself and from the possible liability claims arising from the tenants and their guests.
If you rent out your home, basic homeowners insurance is not enough. |
| RENTERS Insurance in Camden City | Tenants buy renters insurance coverage to protect their belongings from possible damage or loss while residing in a rented space. Average renters’ insurance is inexpensive and usually covers the tenant's property from theft and damages caused by fire, smoke, water, and vandalism.
Most landlords in Camden County require Renters insurance as a condition of the lease. |
|
Commerce and Insurance in Camden County
| Largest Job-Creating Sectors in Camden County |
| Health Care and Social Assistance |
| Retail Trade |
| Educational Services |
Camden County is home to over 11 thousand business establishments, each with varying commercial insurance needs.
Commercial Insurance Analysis
End of Life Statistics and Analysis - Camden County
| NEIGHBORING COUNTY | Average Life Expectancy |
| Camden County | 76.7 |
| Atlantic County | 76.7 |
| Burlington County | 79.1 |
| Gloucester County | 77.2 |
Residents of Camden County have an average lifespan of around 76.7 years old, which is the shortest figure in the region, tied with Atlantic County. Compared to its neighbors, Burlington County has the longest average life expectancy, which is closer to New Jersey’s average lifespan of 79.5 years.
Hunterdon County records the longest average life expectancy at 82.3 years in the entire state. Meanwhile, Salem County has the shortest average life span (74 years).
In 2022, there were approximately 83,000 seniors (65 and older) residing in Camden County.
Life Insurance Facts
Funeral Expenses Statistics and Analysis in Camden County
Funeral homes in New Jersey charge, on average, $6,900 for traditional burial services. In Camden County, the average funeral expenses cost around $7,100, which is higher than the state average and is the most expensive among its neighboring counties. In contrast, funeral homes in Burlington County and Gloucester County charge roughly $6,900 and $5,500, respectively; the latter being the least expensive in the region.
Statewide, the most expensive average funeral cost is observed in Cape May County at $8,300, while Salem County funeral homes typically offer the most cost-effective burial services at closer to $5,300.
Life Insurance Analysis
Most Common Life Insurance in Camden County
| Typical Use | Life Insurance Policy Type |
| Burial Insurance
(Death Benefit of up to $50,000) |
Term Life |
| Final Expense Insurance | |
| Death benefit of over $50,000 - $500,000 at the lowest cost | Term Life |
| Lifelong protection, Retirement Planning, Living Benefits, Cash Value accumulation, Tax-free access to CV, and Death Benefit | Indexed Universal Life (IUL) |
