ATLANTIC COUNTY
Health Statistics and Analysis - Atlantic County
| NEIGHBORING COUNTY | Uninsured Adults |
| Atlantic County | 13% |
| Burlington County | 7% |
| Camden County | 10% |
| Cape May County | 11% |
| Cumberland County | 15% |
| Gloucester County | 7% |
| Ocean County | 9% |
An estimated 13% of adult residents of Atlantic County do not have sufficient health insurance coverage — a figure that is higher than the New Jersey State average of 11%. Among the neighboring counties, Cumberland County has the highest uninsured adult rate, while the lowest figure belongs to Gloucester County and Burlington County.
Statewide, Passaic County’s uninsured adult rate of 17% is the highest. On the other hand, Hunterdon County has the lowest uninsured adult percentage— only 6% of its residents do not have proper health insurance coverage.
At least 4 health insurance companies offer affordable and frequently subsidized ACA health insurance to Atlantic County residents, on and off the state-operated New Jersey’s official health insurance marketplace.
Health Problems
Approximately 19% of adults in Atlantic County report health problems:
| Health Factors | % of Population |
| Adults who smoke | 18% |
| Higher than average alcohol consumption | 17% |
| Lack sufficient sleep | 41% |
Around 31% of the Atlantic County population are physically inactive, which likely contributes to the obesity (with a BMI of 30 or more) of 30% of adult residents.
Atlantic County’s obesity rate is higher than the New Jersey average of 26%:
| NEIGHBORING COUNTY | Obesity Rate |
| Atlantic County | 30% |
| Burlington County | 30% |
| Camden County | 29% |
| Cape May County | 32% |
| Cumberland County | 40% |
| Gloucester County | 34% |
| Ocean County | 28% |
| State Average | 26% |
Medicare
In 2022, 60,418 Atlantic County residents were enrolled in Medicare.
Atlantic County Medicare Utilization:
| MEDICARE PLAN TYPE | Usage Among Eligible Users |
| Original Medicare | 62% |
| Medicare Advantage | 38% |
| Original Medicare Part A and Part B | 53% |
| Medicare Advantage and Other Health Plan Part A and Part B Beneficiaries | 38% |
| Medicare Part D (Medigap) | 85% |
| Medicare Advantage Prescription Drug Plan | 68% |
| Source: Data.CMS.gov | |
Health Insurance Analysis
Driving Statistics and Analysis - Atlantic County
There are 182,616 private and commercial vehicles registered in Atlantic County. This number constitutes around 3% of all vehicles registered in the State of New Jersey.
Roughly 76% of Atlantic County’s adult drivers travel to their places of work alone, and about 29% of those commutes last for more than an hour a day.
Motor Vehicle Crashes in Atlantic County
Motor vehicle fatalities in Atlantic County statistically occur at a rate of 12 per 100,000 vehicles on the road. Around 32% of motor vehicle fatalities in Atlantic County are caused by alcohol-impaired driving.
Per the New Jersey Department of Transportation (NJDOT), in 2020, there were 5,591 crashes recorded in Atlantic County, and 38 of those crashes led to 40 fatalities, as reported by the New Jersey State Police (NJSP).
Atlantic County - Auto Insurance Analysis
| Almost 183 thousand vehicles registered in Atlantic County need insurance coverage
Auto Insurance Required in Atlantic County |
|
| Liability Coverage | Pays damages for causing the accident |
| Personal Injury Protection (PIP) | Pays your and your passenger's medical expenses |
| Uninsured Motorist Coverage | Protects the insured in an accident with uninsured or underinsured vehicle |
Residential Property Statistics and Analysis - Atlantic County
| NEIGHBORING COUNTY | Homeowners | Renters |
| Atlantic County | 67% | 33% |
| Burlington County | 75% | 25% |
| Camden County | 66% | 34% |
| Cape May County | 78% | 22% |
| Cumberland County | 66% | 34% |
| Gloucester County | 80% | 20% |
| Ocean County | 80% | 20% |
| State Average | 64% | 36% |
Atlantic County has an estimated 129,467 residential properties, and 67% of these houses are inhabited by their owners— higher than New Jersey’s average of 64%. Comparing the neighboring counties, their figures show that most of the dwelling units are owner-occupied. Meanwhile, Camden County and Cumberland County have the highest proportion of rentals in the region.
Throughout New Jersey, Hunterdon County has the most proportion of owner-occupied homes (84%), while Hudson County has the highest percentage of rental units (68%).
Around 23% of the residential units in Atlantic County encounter housing problems, kitchen issues, poor plumbing, or overcrowding. Around 1 in 5 homes, residents allocate more than half of their income to housing.
Atlantic County Housing Insurance Analysis
| More than 129 thousand housing units in Atlantic County need insurance coverage: | ||
| ≈ 87,000 Homeowner
Occupied Dwellings |
HOMEOWNERS Insurance | All homeowners of residential properties should at least acquire property insurance in order to protect the existing financial investment from possible loss or damage. |
| CONDO Insurance | ||
| COMMERCIAL PROPERTY Insurance (for multi-unit properties) | ||
| MANUFACTURED HOME Insurance | ||
| ≈ 43,000 Rental Units | LANDLORDS Insurance | Landlords obtain insurance that covers the property itself and from the possible liability claims arising from the tenants and their guests.
If you rent out your home, basic homeowners insurance is not sufficient. |
| RENTERS Insurance in Egg Harbor Township | Tenants obtain renters insurance coverage to protect their belongings from possible damage or loss while in a rented space. Average renters’ insurance is affordable and usually covers the tenant's property from loss and damages caused by vandalism, smoke, fire, and water.
Most landlords in Atlantic County require Renters insurance as a condition of the lease. |
|
Atlantic County is located near the Atlantic Ocean, making it vulnerable to wind and flood damages caused by hurricanes and storms. Hurricanes are likely to form and cause damage to the county between August and late October, which is why Atlantic County residents must be aware of the safety procedures and guidelines set by the county and state agencies. Homeowners, renters, and landlords in Atlantic County should secure appropriate insurance coverage to protect their property from water and wind damages and total loss.
Commerce and Insurance in Atlantic County
| Largest Job-Creating Sectors in Atlantic County |
| Health Care and Social Assistance |
| Accommodation & Food Services |
| Retail Trade |
Approximately 6 thousand business establishments are registered in Atlantic County, and each of these businesses have different commercial insurance needs.
Commercial Insurance Analysis
End of Life Statistics and Analysis - Atlantic County
| NEIGHBORING COUNTY | Average Life Expectancy |
| Atlantic County | 76.7 |
| Burlington County | 79.1 |
| Camden County | 76.7 |
| Cape May County | 76.9 |
| Cumberland County | 74.6 |
| Gloucester County | 77.2 |
| Ocean County | 78.5 |
Atlantic County residents have an average life expectancy of 76.7 years old, which is shorter than New Jersey’s average lifespan of 79.5 years. Looking at the neighbors, Burlington County has the longest average life expectancy, followed by Ocean County. Meanwhile, Cumberland County has the shortest average life expectancy in the region.
Across New Jersey, Hunterdon County has the longest average life expectancy of 83.2 years old, while the shortest is recorded in Salem County at 74 years.
In 2022, there were more than 50,000 seniors (65 and older) living in Atlantic County.
Life Insurance Facts
Funeral Expenses Statistics and Analysis in Atlantic County
The average funeral services cost in Atlantic County is around $6,800, which is comparable to the New Jersey State average of $6,900. Gloucester County funeral homes tend to be the most affordable in the region, at an average of $5,500. Meanwhile, Cape May County usually has the most expensive funerals not just in the region but also throughout New Jersey, with an average of $8,300.
Statewide, Salem County's average funeral expenses are the most affordable at $5,300.
Life Insurance Analysis
Most Common Life Insurance in Atlantic County
| Typical Use | Life Insurance Policy Type |
| Burial Insurance
(Death Benefit of up to $50,000) |
Term Life |
| Final Expense Insurance | |
| Death benefit of over $50,000 - $500,000 at the lowest cost | Term Life |
| Lifelong protection, Retirement Planning, Living Benefits, Cash Value accumulation, Tax-free access to CV, and Death Benefit | Indexed Universal Life (IUL) |
