PASSAIC COUNTY
Health Statistics and Analysis - Passaic County
| NEIGHBORING COUNTY | Uninsured Adults |
| Passaic County | 17% |
| Bergen County | 10% |
| Essex County | 15% |
| Morris County | 6% |
| Sussex County | 6% |
More than 1 out of 6 adults in Passaic County do not have proper health insurance coverage. This figure, which is 6 percentage points higher than the New Jersey State average of 11%, is the highest in the entire state. On the other hand, the lowest percentage of residents lacking proper health insurance coverage at under 6% is observed in Morris County and Sussex County.
Across New Jersey, Passaic County has the highest uninsured rate, while Hunterdon County has the lowest figure, with only 6% of adults uninsured, leaving the rest of the population with proper health insurance coverage.
At least 4 health insurance companies offer affordable and frequently subsidized ACA health insurance to the residents of Passaic County, on and off the state-operated New Jersey’s official health insurance marketplace.
Health Problems
Around 22% of adults in Passaic County report problems with health:
| Health Factors | % of Population |
| Adults who smoke | 16% |
| Higher than average alcohol consumption | 17% |
| Lack sufficient sleep | 37% |
Physical inactivity of around 33% of the residents in Passaic County is a contributing factor as to why 31% of the adult residents in the county are considered obese (with a BMI of 30 or more).
Passaic County’s obesity rate is higher than the New Jersey average:
| NEIGHBORING COUNTY | Obesity Rate |
| Passaic County | 31% |
| Bergen County | 22% |
| Essex County | 30% |
| Morris County | 25% |
| Sussex County | 26% |
| State Average | 26% |
Medicare
In 2022, 84,554 Passaic County residents were enrolled in Medicare.
Passaic County Medicare Utilization:
| MEDICARE PLAN TYPE | Usage Among Eligible Users |
| Original Medicare | 56% |
| Medicare Advantage | 44% |
| Original Medicare Part A and Part B | 44% |
| Medicare Advantage and Other Health Plan Part A and Part B Beneficiaries | 44% |
| Medicare Part D (Medigap) | 78% |
| Medicare Advantage Prescription Drug Plan | 82% |
| Source: Data.CMS.gov | |
Health Insurance Analysis
Driving Statistics and Analysis - Passaic County
There are an estimated 342,758 locally registered motor vehicles in Passaic County, which comprise nearly 6% of all the vehicles with plates from New Jersey.
About 71% of Passaic County’s adult commuters drive by themselves to and from their workplace, and nearly 39% of those drivers are behind the wheel for more than an hour for each trip.
Motor Vehicle Crashes in Passaic County
Motor vehicle fatalities in Passaic County statistically occur at a rate of 6 per 100,000 vehicles on the road. Alcohol-impaired driving is the cause of nearly 1 in 4 motor vehicle fatalities in Passaic County.
Per the New Jersey Department of Transportation (NJDOT), in 2020, there were 12,705 crashes recorded in Passaic County, and according to the New Jersey State Police (NJSP), 26 of those incidents were fatal incidents that led to 29 deaths.
Passaic County - Auto Insurance Analysis
| Over 340 thousand vehicles registered in Passaic County need insurance coverage.
Auto Insurance Required in Passaic County |
|
| Liability Coverage | Pays damages for causing the accident |
| Personal Injury Protection (PIP) | Pays your and your passenger's medical expenses |
| Uninsured Motorist Coverage | Protects the insured in an accident with uninsured or underinsured vehicle |
Residential Property Statistics and Analysis - Passaic County
| NEIGHBORING COUNTY | Homeowners | Renters |
| Passaic County | 52% | 48% |
| Bergen County | 65% | 35% |
| Essex County | 44% | 56% |
| Morris County | 74% | 26% |
| Sussex County | 84% | 16% |
| State Average | 64% | 36% |
There are an estimated 177,650 residential properties in Passaic County which are nearly equally divided into homeowner-occupied and rental units (52% vs. 48%). Among its adjacent counties, Essex County has the lowest rate of home owner-occupied units, while Sussex County has the highest proportion of residents living in their own homes.
In New Jersey, the highest rate of owner-occupied homes is observed in Hunterdon County (≈84%), while Hudson County has the most rental units (≈68%).
3 in 10 housing units in Passaic County experiences housing problems, overcrowding, substandard plumbing, or kitchen issues. In 22% of homes, residents spend more than 50% of their income on housing.
Passaic County Housing Insurance Analysis
| Nearly 178 thousand housing units in Passaic County need insurance coverage: | ||
| ≈ 93,000 Homeowner
Occupied Dwellings |
HOMEOWNERS Insurance | At a minimum, all owners of residential properties should have property insurance to protect the underlying financial investment from possible loss or damage. |
| CONDO Insurance | ||
| COMMERCIAL PROPERTY Insurance (for multi-unit properties) | ||
| MANUFACTURED HOME Insurance | ||
| ≈ 85,000 Rental Units | LANDLORDS Insurance | Landlords obtain insurance which covers the property itself and from the possible liability claims arising from the tenants and their guests.
If you rent out your home, basic homeowners insurance is not enough. |
| RENTERS Insurance in Paterson | Tenants buy renters insurance coverage to protect their belongings from possible damage or loss while residing in a rented space. Average renters’ insurance is inexpensive and usually covers the tenant's property from theft and damages caused by fire, smoke, water, and vandalism.
Most landlords in Passaic County require Renters insurance as a condition of the lease. |
|
Commerce and Insurance in Passaic County
| Largest Job-Creating Sectors in Passaic County |
| Health Care and Social Assistance |
| Manufacturing |
| Retail Trade |
Passaic County is home to nearly 12 thousand business establishments, each with varying commercial insurance needs.
Commercial Insurance Analysis
End of Life Statistics and Analysis - Passaic County
| NEIGHBORING COUNTY | Average Life Expectancy |
| Passaic County | 78.9 |
| Bergen County | 82.1 |
| Essex County | 78.0 |
| Morris County | 81.8 |
| Sussex County | 78.8 |
78.9 years is the expected life span of Passaic County residents, which is slightly below New Jersey’s average lifespan of 79.5 years. Comparing with the neighbors, Bergen County has the longest average life expectancy, while Essex County has the shortest.
Hunterdon County records the longest average life expectancy at 82.3 years in the entire state. Meanwhile, Salem County has the shortest average life span (74 years).
In 2022, there were approximately 77,000 seniors (65 and older) residing in Passaic County.
Life Insurance Facts
Funeral Expenses Statistics and Analysis in Passaic County
Funeral homes in New Jersey charge, on average, $6,900 for traditional burial services. In Passaic County, the average funeral expenses cost around $5,800, which is lower than the state average and the lowest among its neighbors. In contrast, Essex County funeral homes charge closer to $7,500, the most expensive in the region, followed by Bergen County at around $7,000.
Statewide, the most expensive average funeral cost is observed in Cape May County at $8,300, while Salem County funeral homes offer the most cost-effective burial services at $5,300.
Life Insurance Analysis
Most Common Life Insurance in Passaic County
| Typical Use | Life Insurance Policy Type |
| Burial Insurance
(Death Benefit of up to $50,000) |
Term Life |
| Final Expense Insurance | |
| Death benefit of over $50,000 - $500,000 at the lowest cost | Term Life |
| Lifelong protection, Retirement Planning, Living Benefits, Cash Value accumulation, Tax-free access to CV, and Death Benefit | Indexed Universal Life (IUL) |
