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Health Statistics and Analysis - Morris County

Morris County 6%
Essex County 15%
Hunterdon County 6%
Passaic County 17%
Somerset County 7%
Sussex County 6%
Union County 16%
Warren County 9%

The percentage of Morris County adult residents without adequate health insurance is around 6%, which is significantly lower than the New Jersey State average (11%). The highest uninsured rate, not just in the immediate area but also in the whole State of New Jersey, belongs to Passaic County, while Union County follows with the second-highest rate in the area.

Statewide, Hunterdon County has the most significant proportion of inhabitants with adequate health insurance coverage, with just 6% of its residents lacking coverage.

At least 4 health insurance companies offer affordable and frequently subsidized ACA health insurance to the residents of Morris County, on and off the state-operated New Jersey’s official health insurance marketplace.

Health Problems

Around 12% of adults in Morris County report problems with health:

Health Factors % of Population
Adults who smoke 12%
Higher than average alcohol consumption 20%
Lack sufficient sleep 35%

In addition to this, 21% of Morris County residents are physically inactive, which is one of the reasons why more than 25% of the county's adults are deemed obese (with a BMI of 30 or more).

Morris County’s obesity rate is slightly lower than the New Jersey average:

Morris County 25%
Essex County 30%
Hunterdon County 28%
Passaic County 31%
Somerset County 26%
Sussex County 26%
Union County 28%
Warren County 32%
State Average 26%


In 2022, 96,251 Morris County residents were enrolled in Medicare.

Morris County Medicare Utilization:

MEDICARE PLAN TYPE Usage Among Eligible Users
Original Medicare 70%
Medicare Advantage 30%
Original Medicare Part A and Part B 59%
Medicare Advantage and Other Health Plan Part A and Part B Beneficiaries 30%
Medicare Part D (Medigap) 81%
Medicare Advantage Prescription Drug Plan 62%
Source: Data.CMS.gov

Health Insurance Analysis

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Driving Statistics and Analysis - Morris County

An estimated 338,774 registered vehicles used for personal and business reasons travel around Morris County, which represents nearly 6% of all New Jersey-registered automobiles.

Approximately 3 out of 4 of Morris County’s adults (77%) who drive to and from their place of work drive alone and around 45% of those drivers are behind the wheel for more than an hour a day.

Motor Vehicle Crashes in Morris County

Motor vehicle fatalities in Morris County statistically occur at a rate of 4 per 100,000 vehicles on the road. Approximately 15% of motor vehicle fatalities in Morris County are caused by alcohol-impaired driving.

Per the New Jersey Department of Transportation (NJDOT), in 2020, there were 8,701 crashes recorded in Morris County, and according to the New Jersey State Police (NJSP), 17 of those incidents were fatal incidents that led to 17 deaths.

Morris County - Auto Insurance Analysis

Nearly 340 thousand vehicles registered in Morris County need insurance coverage

Auto Insurance Required in Morris County

Liability Coverage Pays damages for causing the accident
Personal Injury Protection (PIP) Pays your and your passenger's medical expenses
Uninsured Motorist Coverage Protects the insured in an accident with uninsured or underinsured vehicle
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Residential Property Statistics and Analysis - Morris County

Morris County 74% 26%
Essex County 44% 56%
Hunterdon County 84% 16%
Passaic County 52% 48%
Somerset County 76% 24%
Sussex County 84% 16%
Union County 59% 41%
Warren County 73% 27%
State Average 64% 36%

Most (64%) of the residential real estate in New Jersey is inhabited by its owners. Morris County’s estimated 199,405 housing market follows this trend, with nearly 74% of the real estate being occupied by its owners. On the other hand, two out of its seven neighboring counties significantly contribute to the rental home economy - Essex County and Passaic County.

Throughout New Jersey, Hunterdon County has the highest proportion of owner-occupied homes (≈84%), while Hudson County has the most rental units (≈68%).

Roughly 15% of housing units in Morris County experience housing problems, overcrowding, substandard plumbing, or kitchen issues. In 13% of homes, residents spend more than 50% of their income on housing.

Morris County Housing Insurance Analysis

Nearly 200 thousand housing units in Morris County need insurance coverage:
≈ 148,000 Homeowner

Occupied Dwellings

HOMEOWNERS Insurance At a minimum, all owners of residential properties should have property insurance to protect the underlying financial investment from possible loss or damage.
CONDO Insurance
COMMERCIAL PROPERTY Insurance (for multi-unit properties)
≈ 52,000 Rental Units LANDLORDS Insurance Landlords obtain insurance which covers the property itself and from the possible liability claims arising from the tenants and their guests.

If you rent out your home, basic homeowners insurance is not enough.

RENTERS Insurance in Parsippany-Troy Hills Tenants buy renters insurance coverage to protect their belongings from possible damage or loss while residing in a rented space. Average renters’ insurance is inexpensive and usually covers the tenant's property from theft and damages caused by fire, smoke, water, and vandalism.

Most landlords in Morris County require Renters insurance as a condition of the lease.

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Commerce and Insurance in Morris County

Largest Job-Creating Sectors in Morris County
Professional, Scientific, and Technical Services
Health Care and Social Assistance

Morris County is home to more than 16 thousand business establishments, each with varying commercial insurance needs. The industrial market in Morris County accounts for over 40 million square feet.

Commercial Insurance Analysis

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End of Life Statistics and Analysis - Morris County

NEIGHBORING COUNTY Average Life Expectancy
Morris County 81.8
Essex County 78.0
Hunterdon County 83.2
Passaic County 78.9
Somerset County 81.9
Sussex County 78.8
Union County 79.8
Warren County 79.1

On average, Morris County residents live for about 81.8 years, which is a bit longer than the average life expectancy in the state of New Jersey (79.5 years). Looking at its neighbors, Hunterdon County has the longest average life expectancy - nearly four years longer than the state average. On the other hand, Essex County posts the shortest life span.

The longest average life expectancy in New Jersey is recorded in Hunterdon County, while the shortest is in Salem County at 74 years.

In 2022, there were approximately 88,000 seniors (65 and older) residing in Morris County.

Life Insurance Facts

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Funeral Expenses Statistics and Analysis in Morris County

The average funeral expense cost in Morris County is around $7,000, which is comparable to the New Jersey State average of $6,900. Among its neighbors, Hunterdon County usually has the most costly funerals at an average of $7,900. This is followed by Essex County ($7,500), Union County and Warren County ($7,300), and Sussex County ($6,400). On the other hand, Passaic County’s $5,800 average is the most cost-effective.

Salem County funeral homes often charge the lowest average price in the entire State of New Jersey, while Cape May County funeral homes typically charge the highest - $5,300 vs. $8,300.

Life Insurance Analysis

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Most Common Life Insurance in Morris County

Typical Use Life Insurance Policy Type
Burial Insurance

(Death Benefit of up to $50,000)

Term Life
Final Expense Insurance
Death benefit of over $50,000 - $500,000 at the lowest cost Term Life
Lifelong protection, Retirement Planning, Living Benefits, Cash Value accumulation, Tax-free access to CV, and Death Benefit Indexed Universal Life (IUL)