HUDSON COUNTY
Health Statistics and Analysis - Hudson County
| NEIGHBORING COUNTY | Uninsured Adults |
| Hudson County | 16% |
| Bergen County | 10% |
| Essex County | 15% |
More than 16% of the adult residents of Hudson County are not properly health-insured, which is higher than the New Jersey State average of 11%. Among the neighboring areas, Hudson County has the highest uninsured adult rate, while the lowest figure belongs to Bergen County.
Throughout New Jersey, Passaic County has the highest uninsured adult rate of 17%, while 6% of Hunterdon County’s adult population do not have proper health insurance coverage— the lowest uninsured adult rate statewide.
At least 4 health insurance companies offer affordable and frequently subsidized ACA health insurance to the Hudson County residents, on and off the state-operated New Jersey’s official health insurance marketplace.
Health Problems
Over 20% of adults in Hudson County report health problems:
| Health Factors | % of Population |
| Adults who smoke | 15% |
| Higher than average alcohol consumption | 18% |
| Lack sufficient sleep | 38% |
Furthermore, 29% of the Hudson County population are physically inactive, which has likely contributed to the obesity of 24% (with a BMI of 30 or more) of its adult residents.
Hudson County’s obesity rate is lower than the New Jersey average but not the lowest among neighbors:
| NEIGHBORING COUNTY | Obesity Rate |
| Hudson County | 24% |
| Bergen County | 22% |
| Essex County | 30% |
| State Average | 26% |
Medicare
In 2022, 82,302 Hudson County residents got enrolled in Medicare.
Hudson County Medicare Utilization:
| MEDICARE PLAN TYPE | % of Eligible Users |
| Original Medicare | 52% |
| Medicare Advantage | 48% |
| Original Medicare Part A and Part B | 39% |
| Medicare Advantage and Other Health Plan Part A and Part B Beneficiaries | 48% |
| Medicare Part D (Medigap) | 71% |
| Medicare Advantage Prescription Drug Plan | 89% |
| Source: Data.CMS.gov | |
Health Insurance Analysis
Driving Statistics and Analysis - Hudson County
There were an estimated 467,001 motor vehicles registered in Hudson County in 2022, which makes up around 8% of all the vehicles with plates from New Jersey.
Roughly 37% of Hudson County’s adult drivers commute to their workplace by themselves, and around half of those commutes last for more than an hour a day.
Motor Vehicle Crashes in Hudson County
Motor vehicle fatalities in Hudson County statistically occur at a rate of 4 per 100,000 vehicles on the road. An estimated 18% of motor vehicle fatalities in Hudson County are attributed to alcohol-impaired driving.
According to the New Jersey Department of Transportation (NJDOT), in 2020, Hudson County recorded 12,711 total crashes, and data generated from the New Jersey State Police (NJSP) showed that 24 of those incidents led to 24 deaths.
Hudson County - Auto Insurance Analysis
| More than 467 thousand vehicles registered in Hudson County need insurance coverage
Auto Insurance Required in Hudson County |
|
| Liability Coverage | Pays damages for causing the accident |
| Personal Injury Protection (PIP) | Pays your and your passenger's medical expenses |
| Uninsured Motorist Coverage | Protects the insured in an accident with uninsured or underinsured vehicle |
Residential Property Statistics and Analysis - Hudson County
| NEIGHBORING COUNTY | Homeowners | Renters |
| Hudson County | 32% | 68% |
| Bergen County | 65% | 35% |
| Essex County | 44% | 56% |
| State Average | 64% | 36% |
Hudson County has an estimated 296,689 housing properties, and about 32% of its real estate are owner-occupied, while 68% are rental units. Its neighbor, Bergen County, has the highest homeownership rate among the adjacent counties and the largest number of dwelling units in the state of New Jersey (365,052 homes). Meanwhile, Essex County’s housing properties are almost evenly distributed between homeowners (44%) and renters (56%).
Hunterdon County has the highest percentage of owner-occupied homes (84%) throughout New Jersey, while the highest figure of rental units is seen in Hudson County (68%).
Nearly 28% of the housing units in Hudson County encounter housing problems, substandard plumbing, overcrowding, or issues with the kitchen. In 1 out of 5 homes, residents spend more than 50% of their income on housing.
Hudson County Housing Insurance Analysis
| Close to 297 thousand housing units in Hudson County need insurance coverage: | ||
| ≈ 95,000 Homeowner
Occupied Dwellings |
HOMEOWNERS Insurance | All owners of housing properties should at least have property insurance to protect the underlying financial investment from possible loss or damage. |
| CONDO Insurance | ||
| COMMERCIAL PROPERTY Insurance (for multi-unit properties) | ||
| MANUFACTURED HOME Insurance | ||
| ≈ 202,000 Rental Units | LANDLORDS Insurance | Landlords acquire insurance that covers the property itself from the possible liability claims arising from the tenants and their guests.
If you rent out your home, basic homeowners insurance is not enough. |
| RENTERS Insurance in Jersey City | Tenants purchase renters insurance coverage to protect their belongings from possible damage or loss while living in a rented space. Average renters’ insurance is inexpensive and usually covers the tenant's property from theft and damages caused by water, fire, smoke, and vandalism.
Most landlords in Hudson County require Renters insurance as a condition of the lease. |
|
Commerce and Insurance in Hudson County
| Largest Job-Creating Sectors in Hudson County |
| Professional, Scientific, & Technical Services |
| Health Care & Social Assistance |
| Finance & Insurance |
Hudson County has almost 14 thousand business establishments and each business has various commercial insurance needs.
Commercial Insurance Analysis
End of Life Statistics and Analysis - Hudson County
| NEIGHBORING COUNTY | Average Life Expectancy |
| Hudson County | 80.5 |
| Bergen County | 82.1 |
| Essex County | 78.0 |
New Jersey’s average expected life span is 79.5 years. Meanwhile, Hudson County’s residents have an average life expectancy of 80.5 years old, which is the second-longest in its region, after Bergen County. On the other hand, Essex County is the lowest in the immediate area.
The longest average life expectancy in the State of New Jersey is 83.2 years old, recorded in Hunterdon County, and the shortest is observed in Salem County at 74 years.
In 2022, there were roughly 84,000 seniors (65 and older) residing in Hudson County.
Life Insurance Facts
Funeral Expenses Statistics and Analysis in Hudson County
The average funeral cost in Hudson County is around $6,100, which is lower than the New Jersey State average of $6,900. Among the neighbors, Essex County has the most expensive funerals at an average of $7,500, followed by Bergen County’s $7,000 average.
All over New Jersey, Cape May County funeral homes usually charge the most expensive average at $8,300, while Salem County has the most affordable average, at $5,300.
Life Insurance Analysis
Most Common Life Insurance IN Hudson County
| Typical Use | Policy Type |
| Burial Insurance
(Death Benefit of up to $50,000) |
Term Life |
| Final Expense Insurance | |
| Death benefit of over $50,000 - $500,000 at the lowest cost | Term Life |
| Lifelong protection, Retirement Planning, Living Benefits, Cash Value accumulation, Tax-free access to CV, and Death Benefit | Indexed Universal Life (IUL) |
